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Documents requirement varies from lender to lender and the loan program you select. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation
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Past two (2) years W-2 statements
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Pay Stubs covering the last (30) thirty days
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Three most recent monthly bank statements
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Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
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Photocopies of any stocks or certificates of deposits
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Copy of the purchase and sale agreement
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If you are currently renting then either 12 months canceled rent checks or the name and address of your current landlord
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If divorced...a fully executed divorce decree
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For a refinance...a copy of the deed, and most recent tax bill
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A letter of explanation for any known credit problems
For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
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Two (2) years signed personal tax returns - including all schedules
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If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
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